Roseville, Rocklin, Lincoln, Loomis, Granite Bay - Placer County, California - Real Estate Blog - Souza Realty

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Ballparking a Mortgage Payment

It isn't unusual for folks to call and express curiosity about trying to ballpark a mortgage payment based on an interest rate and number of mortgage years. 

Although there are a number of mortgage calculators available on-line, some individuals enjoy having certain interest rate factors in their head - or pockets, that they can multiply per thousand of loan amount.
 
The table below provides factors for each interest rate between 4.00% and 5.95%.  And does so for mortgages of either 15 years or thirty years. 

These payments would include principle and interest, and would not include any additional costs for taxes and insurance.

It can be a simple way to calculate affordability, while out shopping for a home.

Simply multiply the approximte mortgage amount by the factor indicated for prevailing interest rate and the number of years desired,  


Monthly Payments (Per $1000 in Principal)

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BOB & LEILANI SOUZA
Real Estate Investment Specialists
Southwest Placer County, CA

Souza Realty, Bob & Leilani Souza - Real Estate Investment Specialists in Southwest Placer County, CA

Bob Souza - 925.513.3400 - bob@souzarealty.com

Leilani Souza - 916.408.5500 - leilani@souzarealty.com

Souza Realty - Real Estate in Roseville, Rocklin, Lincoln, Loomis and Granite Bay, CA

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